Provision, Work & Debt
الرزق والعمل والدين
Asking for lawful provision, relief from debt, and barakah in work and trade.
From the Quran
Rabbij-ʿal hādhā baladan āminan warzuq ahlahu minath-thamarāt.
My Lord, make this a secure city and provide its people with fruits.
Said by Prophet Ibrahim ﷺ
[ Surah Al-Baqara 2:126 ]
Allāhumma Mālikal-mulki tu'til-mulka man tashā'u wa tanziʿul-mulka mimman tashā', wa tuʿizzu man tashā'u wa tudhillu man tashā'. Biyadikal-khayr, innaka ʿalā kulli shay'in Qadīr. Tūlijul-layla fin-nahāri wa tūlijun-nahāra fil-layl, wa tukhrijul-ḥayya minal-mayyiti wa tukhrijul-mayyita minal-ḥayy, wa tarzuqu man tashā'u bighayri ḥisāb.
O Allah, Owner of all sovereignty, You give sovereignty to whom You will and take sovereignty away from whom You will. You honour whom You will and humble whom You will. In Your hand is all good. Indeed, You are over all things competent. You cause the night to enter the day and the day to enter the night, You bring the living out of the dead and the dead out of the living, and You provide for whom You will without measure.
[ Surah Aal-i-Imraan 3:26-27 ]
Allāhumma Rabbanā anzil ʿalaynā mā'idatan minas-samā'i takūnu lanā ʿīdan li'awwalinā wa ākhirinā wa āyatan mink, warzuqnā wa Anta khayrur-rāziqīn.
O Allah, our Lord, send down to us a table spread from the heaven to be for us a festival for the first of us and the last of us, and a sign from You. And provide for us, for You are the best of providers.
Said by Prophet ʿIsa ﷺ
[ Surah Al-Maaida 5:114 ]
Rabbi adkhilnī mudkhala ṣidqin wa akhrijnī mukhraja ṣidqin wajʿal lī min ladunka sulṭānan naṣīrā.
My Lord, cause me to enter a sound entrance and to exit a sound exit, and grant me from Yourself a supporting authority.
[ Surah Al-Israa 17:80 ]
Rabbish-raḥ lī ṣadrī, wa yassir lī amrī, waḥlul ʿuqdatan min lisānī, yafqahū qawlī.
My Lord, expand for me my breast, ease for me my task, and untie the knot from my tongue so that they may understand my speech.
Said by Prophet Musa ﷺ
[ Surah Taa-Haa 20:25-28 ]
Rabbi innī limā anzalta ilayya min khayrin faqīr.
My Lord, indeed I am, for whatever good You would send down to me, in need.
Said by Prophet Musa ﷺ
[ Surah Al-Qasas 28:24 ]
Rabbighfir lī wa hab lī mulkan lā yanbaghī li'aḥadin min baʿdī, innaka Antal-Wahhāb.
My Lord, forgive me and grant me a kingdom such as will not belong to anyone after me. Indeed, You are the Bestower.
Said by Prophet Sulayman ﷺ
[ Surah Saad 38:35 ]
Settling a debt
الدعاء قضاء الدينAllāhummak-finī biḥalālika `an ḥarāmik, wa 'aghninī bi faḍlika `amman siwāk.
O Allah, suffice me with what You have allowed instead of what You have forbidden, and make me independent of all others besides You.
[ At-Tirmidhi 5/560. See also Al-Albani, Sahih At-Tirmidhi 3/180. Hisn al-Muslim 136 ]
Allāhumma innī a`ūdhu bika mina ‘l-ḥammi wa ‘l-ḥazan, wa ‘l-`ajzi wa ‘l-kasal, wa ‘l-bukhli wa ‘l-jubn, wa ḍala`id-dayni wa ghalabatir-rijāl.
O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men.
[ Al-Bukhari 7/158. Hisn al-Muslim 137 ]
To the debtor when the debt is settled
الدعاء لمن أقرض عند القضاءBārakallāhu laka fī ahlika wa mālik, innamā jazā'us-salafi ‘l-ḥamdu wa‘l-adā'.
May Allah bless you in your family and your wealth, surely the reward for a loan is praise and returning (what was borrowed).
[ An-Nasa'i, 'Amalul-Yawm wal-Laylahp. 300, Ibn Majah 2/809. See also Al-Albani, Sahih Ibn Majah2/55. Hisn al-Muslim 202 ]
When entering the market
دعاء دخول السوقLā ilāha illallāh waḥdahu lā sharīka lah, Lahu ‘l-mulku wa lahu ‘l-ḥamd, Yuḥyī wa yumīt, wa huwa ḥayyun lā yamūt, Biyadihi ‘l-khayr, wa huwa `alā kulli shay'in Qadīr.
None has the right to be worshipped but Allah alone, Who has no partner. His is the dominion and His is the praise. He brings life and He causes death, and He is living and does not die. In His Hand is all good, and He is Able to do all things.
[ At-Tirmidhi 5/291, and Al-Hakim 1/538. Al-Albani graded it good in Sahih Ibn Majah 2/21 and Sahih At-Tirmidhi 3/152. Hisn al-Muslim 209 ]